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What is lending discrimination?

During the history of the Law Offices of Gary A. Costales, we have seen virtually every single type of discrimination under the sun. However, even our experienced legal team can be surprised by the extent to which some Florida residents are victimized by discrimination in this day and age. In an effort to educate Florida residents further about discrimination, readers of this blog may want to be aware of lending discrimination. This pernicious form of discrimination is perpetrated by Florida financial institutions, and happens more frequently than you might care to believe.

Lending discrimination occurs when a person goes to a bank and asks for a loan, but he or she is denied that loan due to his or her protected status. Perhaps you were denied a loan because you're a minority, not because of your economic status. Alternatively, perhaps you were denied a loan because you have a disability, and not because you are unemployed.

One of most important tools that we have to combat discrimination in our state is education. The more citizens know about discrimination — and the various ways that it can manifest — the more they are able to recognize discrimination when it is happening.

If you suspect you were victimized by lending discrimination, you may want to learn as much as you can about this civil rights issue by speaking with a discrimination lawyer about the issue. Your lawyer can help you evaluate whether you have a viable claim to pursue financial damages relating to lending discrimination. By pursuing such an action, you will not only be helping yourself. You'll also be helping to bring more awareness to lending discrimination, until it is eventually eradicated from our communities entirely.

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